Choosing how to invest your money is an important part of managing your retirement plan, whether you are just getting started or periodically checking in on your account. All plans have a default investment, which is where your funds will be invested unless you actively choose a different fund, or combination of funds. The default investment may be a Target Date Fund (TDF), a managed account, or something else. Most plans offer a variety of mutual funds, such as small-cap, mid-cap, and large-cap funds (small, medium, and large companies), bond funds, international funds, and index funds. You can make investment selections on your own, or your plan may have pre-set portfolios to match your preferred risk tolerance. If you would like guidance on reviewing your investment options and making selections, we are here to help! Set up an appointment through our online scheduler. |