What is the maximum I can contribute to my Retirement Plan?

The IRS announces cost of living adjustments every year affecting dollar limitations for pension plans and other retirement-related items for that tax year. For 2026, the contribution limit for participants in 401(k), 403(b), and most 457 plans increased from $23,500 to $24,500.

The additional catch-up contributions for employees aged 50 and over who participate in these plans increased from $7,500 to $8,000.

For additional retirement plan and IRA contribution limits, please visit 2026 IRS Retirement Contribution Limits.