How can I enroll in my employer's retirement plan?

You can typically enroll in your employer’s retirement plan in one of the following ways: online, by phone, or by submitting mailed or faxed forms.

1. Enroll online
   Visit your plan’s Recordkeeper (retirement plan company) website and select Register or New User. You will be asked to provide personal information—such as your name, date of birth, Social Security number, and/or address—to create an online account.
   Once registered, you will be guided through the enrollment process, where you can:
   • Choose your contribution amount
   • Select your investment options
   • Designate beneficiaries
2. Enroll by phone
   Call the Recordkeeper directly, and a representative will walk you through the enrollment process and help you make your plan elections.
3. Enroll by mail or fax
   If you prefer, the Recordkeeper or your employer may be able to provide enrollment forms that can be completed and submitted by mail or fax.
4. Automatic enrollment
   Due to the SECURE Act 2.0, automatic enrollment is becoming more common. This means you may be automatically enrolled in your employer’s retirement plan at a default contribution rate.
   • If you do not wish to participate, or
   • If you want to change your contribution amount or investments,

You may need to take action by creating an online account or contacting the Recordkeeper.

Be sure to review communications from your employer’s HR or Benefits team so you understand how your retirement plan works and what actions—if any—you need to take.