You can enroll in your retirement plan online, by phone, or via mailed/faxed forms.
In general, you can enroll in your retirement plan online, by phone, or with a mailed/faxed form.
- To enroll online, go to the Recordkeeper website (retirement plan company). There will be a “Register” or “New User” button where you will enter personal info such as your name, date of birth, SSN, and/or address. This will allow you to create an online account. From there, you will be prompted to choose your contribution amount, investments, beneficiaries, etc.
- To enroll on the phone, call the Recordkeeper and they will walk you through the process.
- The Recordkeeper or your employer may be able to provide forms or paperwork to enroll by mail/fax if you prefer.
Because of the SECURE Act 2.0, a federal law dealing with retirement plans, automatic enrollment is becoming more common. This means that you may be automatically set up in your employer’s retirement plan with an automatic contribution amount. If you do not want to be automatically enrolled, or you want to change your contribution amount, you may need to take action such as creating an online account or calling the Recordkeeper. Pay close attention to information from your employer’s HR/Benefits team so you can be aware of how your employer’s retirement plan works.